Let's get you refocused on the important things in life...

Schedule your free

 in-person consultation today

Our Process

Meet with one of our team members
We only accept clients who have met with a consultant in-person. Want to schedule a meeting? Start here.
Find out if you qualify
Check out your qualifications and find out how much time and money you can save by partnering with us.
Enroll in the program and start saving
We will communicate and negotiate with your creditors until all of your enrolled debt is taken care of.

How it Works

After you've met with one of our local consultants and customized your program, you will be introduced to our customer service team and be assigned an account manager. Our team of trained negotiators then begin negotiating more favorable terms with your creditors. Your debt relief team will keep you informed with updates on your account and you will be contacted to accept settlement offers.
Should you ever have questions, we're only a call or click away. You can contact your debt relief team through call, email or SMS. Want to meet your team face to face? We'd love to get on a Skype call with you!
Our goal is to provide you with immediate payment relief and reduced overall debt balances, so you can get out of debt in less time and start focusing on the important things in life.



Price matters, especially when the goal is to save money. That's why we offer competitive fees and discounts for expedited programs.


Human connection is important. That's why we meet you in-person and you work with the same team throughout the entire term of your program. 


When it comes to your finances, you need transparency. We don't like funny business and we're sure you don't either. You'll always get a straight answer from us.

The Problem

Consumer debt is growing
As of October 2018, U.S. credit card debt totaled $1.037 trillion (yes, with a T), increasing 10.7% from the previous year and surpassing the record of $1.02 trillion set in 2008. source
Interest payments are stealing your savings
Americans paid $104 billion in credit card interest between August 2017 and August 2018. How much did you pay? source
Debt is getting more expensive
The majority of credit card contracts have variable interest rates tied to the prime rate. This means that your interest rates go up when the Federal Reserve hikes the rates. (This already happened 4 times in 2018 and is expected to continuing rising.) Do you have a plan for your credit cards if your rates increase? source
The future of the economy doesn't look too hot
The Fed released their "Credit Access Survey" in December 2018 and it surfaced a couple alarming trends: Both credit-card rejection rates and involuntary account closure are on the rise. One explanation for this is that credit-card issuers may see a darkening economic cloud and want to get ahead of the trend. source
In addition, the U.S. Treasury yield curve just inverted for the first time since 2007. What the heck is the yield curve, right? Simply put - it's the difference between yields (returns) on two different bonds that have the same quality but different maturity dates. Every single time the U.S. Treasury yield curves have gone negative a recession has followed soon after. Like clockwork. Even scarier? There's never been a false positive. source

Have you seen this video about minimum payments?

Olive Branch Financial LP


Contact: +1-657-900-5997

Hours of Operation:

7:00 am - 7:00 pm (PST)

Monday - Friday

8:00 am - 2:00 pm (PST)


Off hours available by appointment. 

Closed on Federal Holidays

© 2018 Olive Branch Financial LP | All Rights Reserved.

  • Facebook Social Icon
  • Instagram Social Icon
  • Google+ Social Icon
  • Twitter Social Icon
BBB A+ 1.png

Olive Branch Financial is a debt settlement company that operates in some but not all states in the United States, Olive Branch Financial does not accept any clients who do not meet with a consultant for an in-person consultation. If you reside in a state that we do not accept clients in, we may be able to refer you to another company for assistance. 

Olive Branch Financial negotiates unsecured debts on behalf of its clients and does not assume its clients’ debts, make monthly payments to creditors on clients’ behalf, or give clients tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. Please contact a tax professional to discuss potential tax consequences associated with settling debts for less than the full balance. Please read and understand all of Olive Branch Financial’s Program requirements and Olive Branch Financial’s service agreement before enrolling into Olive Branch Financial’s Program.

The use of debt settlement services will likely adversely affect your creditworthiness, may result in the balances of your enrolled debts increasing due to the accrual of legal fees and interest on your accounts and you being subject to collections actions or lawsuits brought by your creditors. The settlements we negotiate on behalf of our clients resolve the entire account, including all accrued interest and fees. We cannot guarantee that we will resolve your debts and results will vary based on your individual circumstances.